Find the financial aid or help when you need it
Most
treatments that work, truly work, are not covered by
insurance. Why, you ask. Simply, politics is the answer,
a good treatment, that works, takes millions of dollars
out of the money-making cancer industry; the FDA listens
to the corporations, money talks. Our welfare, is just
not top priority, you are told you are, but reality
rather than wishful thinking dictates the top priority
is profit. So, insurance companies insure only what they
are told to insure; non-invasive treatments are not
included on the is list. Either we go with treatments,
we know are dangerous, but the insurance companies pay
for or we go with treatments that will work without
harming us and pay for them in some other way. Most of
us do not have a large bank account so we will not pay
for treatments with cash; medical financing is the
answer. Don't be quick to discount this option, your
life is important. Too often we will quickly finance a
car for more than the treatment but hesitate on
financing medical treatment. Isn't your life, or your
loved one’s life more important than a car? Don't deny
life to yourself or loved one, bringing the cost of
living to zero, for the sake of the cost of a car.
The cost of treatment will depend
on the condition of the patient; what clinic and
protocols the doctor chooses. Typically, the cost can be
near 20,000 to 30,000, covering the stay, medical
equipment, medication, in house treatments and after
home care. Some treatments that may be stand alone or
administrated at home may be less. Home treatments or
self-administered treatments have a cost of roughly
about 17,000 to 20,000. What we want you to understand
is the typical patient is in third to forth stage,
having had some traditional treatments before arriving.
As soon as you decide what treatment you desire, and you
have talked with a doctor through consultation, visit
the links below, determine what is the best way to
finance the treatment; then concentrate on the
treatment. Remember these costs are general from what we
have heard and many of our clients have experienced.
Financial links:
Unsecured Loans:
These loans are probably the best
method of getting loans. Most people find getting
an unsecured loan will help them get what they want for
treatment or supplements or pay deductibles, letting the
fear of not affording it alleviated.
Lending Club
- a great site that is easy to work with
Borrowers First
- excellent company to deal with
Best Egg
- unsecure lending made easy
Medical Loans:
Med Loan
Finance : More approval, and options, good or
bad credit, competitive rates, no interest options Many
clients have used this company.
My
Medical Loan: Easy loan process and options;
they have a no patient left behind policy that gets
loans for even those that cannot find a loan elsewhere.
Med Choice Financing: Open ended financing,
works like a revolving credit card with low monthly
payment option.
American
Benefit Credit : Highest approval rating, most
affordable medical loans and patient financing programs.
Selling Life Insurance Policy
LIBI -
Licensed Life Settlement Brokers: Did you know
your life insurance could can be sold so you can save
your life? This is one of the most highly reputable
companies; getting you decent cash for what you need
when you need it.
As we discover and review more
financial companies we will let you know.
Financial Aid for Travel and
Everyday Bills
We know while you are having
treatment, whether conventional or alternative cancer
treatments, other expenses take a hard hit. Most
of us loss our savings accounts while we cannot work or
expenses for care increase. Conventional
treatments are very expensive, with or without insurance
our savings are quickly depleted. One more reason good
proven alternative cancer treatments are a better
choice; no side effects and the cost is less than one
month of chemo.
There are places to turn when you
have problems meeting your bills, rent, mortgage,
utilities, and food. If you need to go to
treatment and you have no money to fly to the treatment
or you need some where to stay when you get there; there
are organizations that will help you.
The following organizations are
designed to assist you in coping with your situation. We
are in no way affiliated with these organizations.
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CancerFAC.org
CFAC is a coalition of
financial assistance organizations joining
forces to help cancer patients experience better
health and well-being by limiting financial
challenges. You can search for specific types of
assistance as well as resources available for
specific types of cancer.
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CancerCare.org
CancerCare is a national
nonprofit, 501(c)(3) organization that provides
free, professional support services to anyone
affected by cancer: people with cancer,
caregivers, children, loved ones, and the
bereaved. CancerCare programs—including
counseling and support groups, education,
financial assistance and practical help—are
provided by professional oncology social workers
and are completely free of charge.
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TheChainFund.com
TheChainFund.com provides
financial assistance to cancer patients in areas
such as mortgage, rent, utilities,
prescriptions, insurance and special food’s
needs. Funds are made available to qualified
applicants and paid directly to the appropriate
vendors.
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BenefitsCheckUp.org
Developed and maintained by
The National Council on Aging (NCOA),
BenefitsCheckUp is the nation's most
comprehensive Web-based service to screen for
benefits programs for seniors with limited
income and resources. BenefitsCheckUp includes
more than 2,000 public and private benefits for
things such as prescription drugs, financial
assistance, legal assistance, health care and
more.
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CancerCareCoPay.org
The CancerCare Co-Payment
Assistance Foundation provides eligible
individuals with up to $10,000 per year in
co-payment assistance. They currently offer this
program to people affected by breast cancer,
colon or colorectal cancer, glioblastoma, head
and neck cancer, non-small cell lung cancer,
pancreatic cancer, and renal cell cancer.
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CoPays.org
The Patient Advocate
Foundation (PAF) Co-Pay Relief Program (CPR)
currently provides direct financial support to
insured patients, including Medicare Part D
beneficiaries, who must financially and
medically qualify to access pharmaceutical
co-payment assistance. The program offers
personal service to all patients through the use
of call counselors; personally, guiding patients
through the enrollment process.
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NeedyMeds.org
NeedyMeds.org’s mission is
to help people who cannot afford medicine or
health care costs. On their site you can find
information about free or discounted medication
programs, free or low cost clinics and camps and
scholarship programs. They also offer a discount
drug card that can provide significant savings
on your prescriptions (also available as an
IPhone App).
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PPARX.org
The Partnership for
Prescription Assistance helps qualifying
patients without prescription drug coverage get
the medicines they need for free or nearly free.
Their mission is to increase awareness of
patient assistance programs and boost enrollment
of those who are eligible. They offer a single
point of access to more than 475 public and
private programs, including nearly 200 offered
by pharmaceutical companies
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singlemothersgrants.org
Financial assistance
programs that help single mothers with rent,
utility bills, child care, education,
medication, housing, medical bills, and
mortgage, among others.
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AirCharityNetwork.org provides
people in need with access to free air transportation to
specialized health care facilities or distant
destinations due to family, community, or national
crisis.
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AirCareAll.org
The Air Care Alliance is a
nationwide league of humanitarian flying
organizations whose volunteer pilot members are
dedicated to community service. AirCareAll.org
will introduce you to all the groups listed
whose volunteers perform public benefit flying
for health care and patient transport. By
clicking the Listings button on the site,
you can find volunteer pilots or an aviation
charitable group near you.
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MiracleFlights.org
Miracle Flights for Kids
flies children who are struggling with serious
cancers or debilitating diseases to specialized
medical treatment centers across the U.S. Any
child needing medical treatment or seeking out a
second opinion not available in their own home
town is eligible to apply for a miracle mission
at MiracleFlights.org.
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CorpAngelNetwork.org
Corporate Angel Network
helps to ease the emotional stress, physical
discomfort, and financial burden of travel for
cancer patients by arranging free flights to
treatment centers, using the empty seats on
corporate aircraft flying on routine business.
Eligibility to participate in our program is
open to all cancer patients, bone marrow donors,
and bone marrow recipients who are ambulatory
and not in need of medical support while
traveling and is not based on financial need.
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JoesHouse.org
Joe's House is an online
lodging resource for cancer patients and their
loved ones. Finding a place to stay near
hospitals and cancer treatment centers across
the country is easy at JoesHouse.org, which
lists thousands of options for lodging. Details
on each lodging facility such as distance to
hospitals, how to make a reservation,
qualifications for stays, rates and amenities
can be found on the site. Users may search by
city or by healthcare facility. For those
without Internet access, there is a toll-free
line at 877-JOESHOU (877-563-7468).
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Before you travel
When you travel know that you can
get home to your doctors or back to the US if you travel
abroad. Preparedness is essential.
Medical Transport by professional angel medical staff
when you travel over 200 miles from home.
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